Helpful Home Buyer Info
Below is some information on topics that many buyers – especially first-time buyers or those who haven’t bought a house in a while – have questions about. One of the most important questions, though, is who you trust to help you purchase your home.
Why Work With Me?
Here are the top 8 reasons to let me help you buy a home..
- I LOVE HELPING PEOPLE The driving force behind my business is that I truly love helping people. My philosophy is summed up best by Zig Ziglar, “You can have everything in life you want if you will just help enough other people get what they want.”
- PURSUIT OF EXCELLENCE Every job I’ve ever worked at and business I’ve operated has been about SERVICE. Providing the BEST service you’ve ever received is my goal.
- HONEST & STRAIGHTFORWARD Personalities play a big role in real estate. When selling a house you don’t want to deal with any fake or fluff. Deal with me and you’ll get a straight shooting honest agent who will be completely up front with you.
- COMMUNICATION IS KEY When you sell a home you want someone who will respond and communicate with you. I am committed to helping you buy or sell..AND being available to you throughout the process.
- GREAT SYSTEMS People fail – systems don’t. I’ve carefully crafted systems to make sure nothing drops through the cracks. This helps you throughout your buying and selling process (and beyond.)
- TECHNOLOGY TO ENHANCE SERVICE Technology does not replace people or process, but I have leveraged technology to greatly enhance the customer experience.
- VALUING RELATIONSHIPS Over the years I’ve found that while real estate involves property, it’s more about PEOPLE & RELATIONSHIPS. I believe in customers for LIFE and that is exactly how I’ll treat you.
- HAVING FUN Buying or selling a home is serious business, but that doesn’t mean it can’t be fun! I love getting to know my clients and helping you!
BONUS I’m also an active buyer & seller of real estate for our real estate investing business (not just an agent). This gives you the best of both worlds. I’ve been on both the buyer and seller side personally many times and can view properties objectively for you & give you a major edge with my negotiating skills.
The 7 Steps to Buying a Home
For down payment, closing costs and other fees.
MORTGAGE PRE APPROVAL
This will tell you everything you need to know: down payment, credit score, etc. You’ll want to do this before viewing properties. One key to this is using a trusted mortgage broker or lender who has proven themselves. I’m always glad to help link you up with some lender options, if you need them.
A licensed realtor (hello, that’s me!) can help you navigate the housing market.
OFFER & NEGOTIATION
Here is where your real estate agent will go to bat for you.
An inspection protects you from buying a money pit and finds any hidden problems.
Insurance is required when financing your home.
THE CLOSING TABLE
Pay the seller, pay the fees and close the deal. Welcome Home!
Are you relocating to the Northwest Georgia area? Do you need information to help you find the right city and neighborhood for your family?
I love this area! Both my wife and I grew up in Gordon county. We then lived in Adairsville for a few years until moving to Cartersville in 2008. I’d be glad to give you feedback and info on local information to make sure you’re comfortable – and excited – about where you’re moving to.
Homes For Sale
Many IDX providers allow you to create saved searches to link to. This can be for homes based on price range or property characteristics.
I really enjoy working with first-time home buyers. I’ve found most first time buyers need some guidance as “wanting to buy a home” is great, but it’s a very broad goal. I can help first time buyers narrow their focus to what works best for them (ex. probably not a fixer upper).
Closing costs can easily run into the thousands of dollars with home inspection, appraisal, origination fees, attorney fees, up front escrow requirements and more. I like to negotiate for closing costs contributions from sellers to assist with these expenses, BUT this is very much a case by case basis.
Where a first time buyer who has limited funds may need me to negotiate closing costs from the seller, a buyer who has funds saved for closing costs may be better served with a lower purchase price and no closing costs from the seller. Also, the market comes into play here – if it’s a competitive market with multiple offers on properties we would need to discuss our strategy regarding closing costs.
A home warranty can be a great option when buying a property – especially if it has aged systems and appliances. However, like closing costs, this would be a case by case situation. In a hot market it’s best not to ask for this from a seller. It doesn’t mean you can’t buy one for approximately $400-500 for a year, though, if it gives peace of mind.
Coffee is on Me
If you’re ready to talk about moving forward with buying a home or just have questions feel free to call or email me.. or I’d be glad to meet with you for coffee (my treat!)